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For homeowners

Your home is protected the moment it's yours.

Buying a home is one of life's biggest investments. Title insurance protects your ownership from hidden problems in the property's past — and we make getting it fast and painless.

What title insurance covers

  • Undiscovered liens or unpaid taxes
  • Errors in public records
  • Unknown heirs or forged documents
  • Boundary & easement disputes
The basics

What is title insurance — and why it matters.

Unlike other insurance that protects against future events, title insurance protects you against problems from the past. A one-time premium at closing covers you for as long as you own your home.

Owner's policy

Protects your equity and ownership rights against covered title defects — for as long as you or your heirs own the property.

Lender's policy

Required by most mortgage lenders to protect their interest in the property — often issued alongside your owner's policy.

One-time cost

You pay a single premium at closing — no monthly bills, no renewals. Lasting protection for one of your largest investments.

The process

Simple, fast, and stress-free.

STEP 01

We open your file

Your agent, lender, or attorney sends the order our way — or reach out to us directly to get started.

STEP 02

We search the title

We examine the property's history to confirm clear ownership and flag anything that needs to be cleared before closing.

STEP 03

You close protected

Your policy is issued and you close with confidence — your ownership backed by One Hour Title and WFG National Title.

Turnaround
Often within the hour
Support
Nights & weekends
Coverage
All NC & SC counties
Peace of mind

A team that treats your closing like it's their own.

You shouldn't have to chase updates or wonder where your file stands. We're accessible, responsive, and genuinely invested in getting you to the closing table on time.

  • Real people who answer, days, nights & weekends
  • Two decades of Carolina title experience
  • Skilled at resolving complex title issues
Talk to our team
Buying or refinancing?

Let's protect your investment.

Have questions about title insurance or ready to get started? We're here to help — quickly and clearly.